Young singles don't always consider health insurance as part of their life, however it pays to organise cover early. The important area that you need cover for is simply accidents or emergencies

Remember, insurance gives you peace of mind, choosing a singles policy that covers you in the event of accidents or mishaps will put you at ease. You'll have access to top quality services as you require them.. and you'll save money .

There are different benefits of singles policies, so you should check your options with a intermediary such as iSelect. They can provide advice as to what you need and what you should have covered given your age and profile. They will provide a recommendation from their participating health funds - visit iSelect.com.au. As a general rule a great singles policy, will cover either some or all of the cost of your hospital care and allow you to choose your own doctor or specialist.

Check that you have cover against

• Hospital expenses (theatre fees or accommodation) as a private patient in either a public or private hospital
• Dental treatment, Chiropractic treatment, Home nursing, Podiatry
• Physiotherapy, Occupational, Speech and Eye therapy
• Glasses and contact lenses
• Prosthesis and other ancillary services

Being insured gives you confidence¡­knowing that you¡¯ll have access to medical services and potentially higher quality health care, if and when it¡¯s needed.